ATM Machines
With an ATM machine your business will profit from every transaction. When a customer uses your ATM machine, it will charge them a fee. You keep this fee. If your ATM is used 600 times during the month, and the surcharge is $2.00, you will make $1,200 for that month! Unlike credit cards, you actually make money from your ATM machine. You may buy or lease an ATM machine, or you may qualify to have an ATM placed at your location.
 Monthly ATM Profits
Transactions Your Profit!
60 $120.00
100 $200.00
150 $300.00
200 $400.00 
250 $500.00
300 $600.00
350 $700.00
400 $800.00
450 $900.00
500 $1,000.00
550 $1,100.00
600 $1,200.00
Surcharge Income
When you purchase or lease your own ATM, you decide on setting a surcharge. This surcharge will pay for the ATM and produce some extra profit. This surcharge income is actually the icing on the cake. The big income is derived by customers withdrawing money and spending it at your business. The average withdrawal is $47.00, and the average amount that makes it back into your cash register is $14.00. This varies up and down based on your type of business. Nightclub / tavern locations will see $35.00 of that $47.00 being spent at their location.
The average ATM surcharge in the USA is currently $1.86. Most hotels and tourist areas set their surcharge at $2.50, while most major US banks are at a $2.00 surcharge per transaction. Virtually all ATMs set their withdrawal limit to $200.00 per surcharge transaction. There are a few states that put caps on the surcharge amount. Check with us for your particular states regulations. Customers may look at their balance or transfer funds without paying a surcharge.
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